Merchant Account Fees &
Credit Card Processing Rates


Typical rates for...

Card Present (Swiped) Retail Rates

Free Application Fee
Rates as low as 1.59%
Transaction fee .20 cents
$9.95 Monthly Customer Service Fee
$25 Monthly Minimum
Free Terminal Reprogramming
Credit Card Machine $295.00 + shipping & tax


Typical rates for...

Online Merchants

Rates and Fees Industry Standard CreditcardEmerchant.com
Special Rates
Application Fee $95 to $375
Non-Refundable		 FREE
Merchant Account
Setup Fee		 $195 to $295 FREE
One-Time Licensing Fee
for Online Merchants		 $195 to $495 $49.95
Monthly Customer
Service Fee		 $15.00 $9.95
Average Approval Time 1 - 2 weeks 24 hours
Technical Support Hours 8 am to 8 pm
Monday - Friday		 24 hours
7 Days
Non-Swiped Discount Rate
for Bank Cards		 2.50% 2.25%
Transaction Fee .35 to .50 cents .25 cents
AVS Fee .05 to .15 cents .05 cents
Monthly Minimum $25 - $30.00 $25.00

Note: These are typical rates for internet merchants but may vary depending on the type of business


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